Income Protection Insurance

Unexpected illness or injury can affect anyone at any time. If you are unable to work for an extended period, the financial impact can quickly become overwhelming. Income Protection Insurance is designed to provide peace of mind by helping you maintain financial stability when you need it most.

At IAE Insure, we work with leading insurance providers across the UAE to help individuals and families secure tailored income protection Insurance policies that suit their lifestyle and financial commitments.

Learn more Get a free quote

What is Income Protection Insurance?

Income protection insurance is a type of cover that provides regular financial support if you are unable to work due to illness, injury, or disability. Rather than receiving a single lump sum payment, this type of policy is designed to replace a portion of your monthly income while you recover.

The cover can help you continue paying essential expenses such as rent or mortgage payments, school fees, utility bills, and everyday living costs during periods when you cannot earn your normal salary.

Income Protection Insurance can be especially valuable for professionals, self employed individuals, and families who rely on a regular monthly income to maintain their lifestyle.

For many UAE residents, especially expatriates, there may be limited financial support available if they are unable to work due to illness or injury. Having Income Protection Insurance in place can provide an important financial safety net.

Who needs Income Protection Insurance in the UAE?

Income Protection Insurance can benefit anyone who relies on their earnings to support themselves or their family.

It is particularly important for:

Self-employed professionals and business owners
Employees without substantial sick pay benefits
Individuals with financial dependants
Expats living and working in the UAE
Those with mortgages, loans or ongoing financial commitments

What does Income Protection Insurance cover?

Policies can vary depending on the insurer and level of cover selected, but income protection insurance commonly covers:

Loss of income due to illness or injury

Long-term sickness absence

Temporary or permanent disability

Rehabilitation and recovery support

Monthly benefit payments for an agreed period

Some policies may include optional benefits such as Critical Illness Cover

At IAE Insure, we help clients across the UAE compare a range of policies from trusted insurers to ensure the cover matches their personal and professional circumstances.

Why Income Protection Insurance matters

Many people insure their homes, cars, and valuables, yet their income is often their most important financial asset. Without a regular income, even short periods away from work can create financial strain.

Income protection insurance helps protect your lifestyle and provides reassurance that you can continue meeting your financial obligations while focusing on recovery.

Whether you are employed, self employed, or supporting a family in the UAE, income protection insurance can form an essential part of your long term financial planning.

Get a free quote

Hear directly from our Clients

IAE Insure has over 20 years experience in securing policies for expats and foreign nationals.

      
 4.9
 4.9
 Top Rated Service 
   Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
 
 
 
 
 
   
 
 
      Posted on Google  
  
 
   zakaria troudi 
 7 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Iam really satisfied with the services , jen was very professional and helpful thank you
  
 
     Posted on Google  
  
 
   Tracey arobinson 
 7 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Trisha is very helpful & answers everything efficiently.  This is my 3rd year dealing with her & she is a true assest within the company.
  
 
     Posted on Google  
  
 
   Mohsin Siddiqui 
 7 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Quick, prosctive, professional service.
  
 
     Posted on Google  
  
 
   Charlotte Melling 
 14 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Trisha provided some competitively priced quotes and was quick to respond to my queries, I won’t hesitate to use Trisha for all my insurance requirements in the future.
  
 
     Posted on Google  
  
 
   Jens Jensen 
 14 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Very helpful, prompt and professional. Highly recommend
  
 
     Posted on Google  
  
 
   Soad 
 22 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Trisha and Ian are simply exceptional. They have been taking care of our family’s health insurance for over three years now, and I honestly could not recommend them enough. What makes them truly different is that their service goes far beyond what you would normally expect from an insurance broker. They do not simply help you choose a policy and disappear until renewal. They are there for us throughout the entire year. They know our family, our children, our history and our needs. Whenever we have a request with an insurance company, a hospital, an approval or a reimbursement, they are there to help. If they need to speak directly with the hospital or the insurer, they do it. They advise us, explain our options, find the best solutions and are always completely transparent. After more than three years, I can genuinely say that this is the best service I have ever experienced when it comes to insurance. Having Trisha and Ian looking after our family gives us tremendous peace of mind. Thank you both for always being there and for taking such incredible care of our family.
  
 
     Posted on Google  
  
 
   Samiha Rizwan 
 37 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Had a great experience working with IAE. Trisha Aguilera was extremely helpful throughout the process, responsive, and patient with our documentation requests. She made what could have been a lengthy process smooth and efficient. Highly recommend the team for their professionalism and support.
  
 
     Posted on Google  
  
 
   Javier Martinez 
 63 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I had an outstanding experience working with Trisha Aguilera. From the very beginning, she was professional, responsive, knowledgeable, and genuinely committed to helping me find the right Professional Indemnity Insurance for my company. Throughout the entire process, Trisha kept me informed every step of the way, answered all my questions with patience, and always responded promptly. She went above and beyond by following up with the insurer whenever needed and ensuring that every requirement was completed smoothly. What impressed me the most was her dedication and persistence. She genuinely cared about getting everything finalized as quickly as possible and made what could have been a stressful process feel straightforward and well managed. Thanks to her hard work, I was able to secure the right coverage at a very competitive price. Even after the policy was issued, she continued to support me until the payment process and all the documentation were completed. Excellent customer service, outstanding professionalism, and a real pleasure to work with. I highly recommend Trisha Aguilera to anyone looking for a knowledgeable and trustworthy insurance advisor. Thank you once again, Trisha, for your exceptional support and commitment throughout the entire process. It has been a pleasure working with you.
  
 
     Posted on Google  
  
 
   Roula Droubi 
 63 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Tresha is fast responding g and kept me updated, I had several offers from my insurance but the service I received was amazing and fast. Thank you Tresha
  
 
     Posted on Google  
  
 
   Ali Awais 
 73 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Amazing experience with IAE insure, their plans were good and more affordable than other quotations I got. Especially thanks to Jen Cargando who was so responsive and helpful throughout the process. She made the whole process a lot easier while I was outside the country.

Speak to an Income Protection Specialist

Choosing the right Income Protection Insurance is an important step in protecting your financial future. Our experienced advisers can help you understand your options, compare policies from leading insurers, and find cover that matches your income, profession, and financial commitments.

When you request a quote, one of our advisers will take the time to understand your circumstances, including your occupation, lifestyle, health history, and the level of protection you require. This allows us to provide a personalised recommendation and competitive quotation tailored to your needs.

With the right Income Protection Insurance in place, you can enjoy greater peace of mind knowing that if illness or injury prevents you from working, you and your family will have valuable financial support when you need it most.

EXPERT ADVISERS BASED IN THE UAE

Working from our head office in the UAE our friendly advisers offer a wide range of insurance products from the largest panel of brokers. We’re always on hand to answer any questions you might have.

CALL US ON: ☎ +971 4 396 1878

I’ve requested a quote, what next?

One of our qualified medical insurance advisers will contact you to ask a range of questions relating to your health, lifestyle and background. They can then provide appropriate and affordable solutions to suit your needs from the leading insurance providers.

Speak to an adviser

Get your free quote now!

This field is for validation purposes and should be left unchanged.

This field is hidden when viewing the form

Company Details

This field is hidden when viewing the form

Company Name

This field is hidden when viewing the form

Trade Licence Number

This field is hidden when viewing the form

Number of Employees

This field is hidden when viewing the form

Emirate Visa Location

This field is hidden when viewing the form

Contact Details

First Name(Required)

Surname(Required)

Email Address(Required)

Phone Number(Required)

Would you like a call back?

Tick if you'd like a call back

Call Back Date

Select your ideal date:

Call Back Time (GST)

Select your preferred time (GST):

:

Message

This field is hidden when viewing the form

Would you like to meet with one of our expert advisers?

Come and have an informal chat over a tea or coffee at one of our offices to find out all you need to know about your best group life insurance options. Alternatively, we can meet with you at your home, office or designated location.

Yes, I'd like to meet

No, I'd rather get a call back

No, I'd just like a free quote

Where would you like to meet?

Location Address

Street Address City P.O Box