Life Insurance


By taking out the correct level of life cover you will not only be protecting your family and loved ones if the unexpected were to happen. A substantial lump sum payment could help settle a mortgage, any debts, loans and cover the funeral expenses.

We work with the leading insurance providers within the UAE, allowing us to tailor the perfect life insurance policy to suit your exact needs.

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Plan Wisely and Live Serenely

Provide financial security for your loved ones.

Life insurance is usually taken out at a momentous or life changing moment such as marriage or when a child is born. One of the major reasons to take out life Insurance is so your dependants will always be supported financially in the eventuality of your death.

Life Insurance includes loss of life through natural causes or accident as well as taking into account any terminal diagnosis which pay out a lump sum thus allowing the policyholder to distribute any payment to dependents whilst still alive.

  • Life insurance can provide your loved ones with an injection of cash if you were to die and would allow them to at least cover any immediate adverse financial consequences of your passing.
  • Having a life insurance policy in place can provide you with peace of mind regarding your family’s future.

To learn more about Life Insurance options from IAE, request a call back and speak with one of our policy experts.

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  • You can include your spouse or partner when creating your policy.
  • You can include critical illness cover, so that you’ll receive a pay-out on the diagnosis of a severe ailment or condition.
  • You can include total & permanent disability cover, so that you’ll receive a pay-out on the diagnosis of a total & permanent disability.


Working from our head office in the UAE our friendly advisers offer a wide range of insurance products from the largest panel of brokers. We’re always on hand to answer any questions you might have.

CALL US ON:  ☎ +971 4 396 1878


One of our qualified life insurance advisers will contact you to ask a range of questions relating to your health, lifestyle and background. They can then provide appropriate and affordable solutions to suit your needs from the leading insurance providers.

Hear from our cUSTOMERS

Our life insurance customers share some interesting insights about their protection.

“People don’t seem to understand the importance of life insurance protection. You insure your car, but you don’t insure yourself? It really doesn’t make much sense.

I never thought I would have to retire so early. I am so thankful I got covered many years ago with iAE Insure.”

Hassan / Dubai

“Who would have guessed… I don’t smoke, drink alcohol, or smoke. I was always the fit one from my school days. Although my dad had a heart attack, I never thought it would affect me due to my healthy lifestyle. But it did happen and it taught me that it can happen to anyone at any time. Don’t take the chance, get properly covered today.

John / UAE

“I thought I had enough insurance in place, but due changes the last few years I decided to increase it. It was nice to be given a choice from different companies and to be asked about what suited my needs and budget best.”

Haleh / Iran

“I took out a whole life policy when I was single many years ago. I was young and wanted to pay whilst premiums were cheaper! The vanishing premiums stop in 15 years and I have cover for life with the option of a cash lump sum.”

Sari / Lebanon


Q: What do you mean by ‘death by natural cause’?

A: In the most general terms, death by natural causes is an unexpected death. That is: a death not resulting from accident, homicide or suicide. Likewise dying as the result of a natural disaster such as an earthquake is not considered death by natural causes.

Death by natural causes typically occurs when a disease progresses to the point that it causes organ failure and the person dies. Types of diseases that typically lead to death by natural causes include heart disease, diabetes, cancer, stroke, Alzheimer’s and some genetic disorders.

Q: What do you mean by ‘terminal illness’?

A: Should a covered individual be diagnosed with a terminal illness, payment can be distributed while the policyholder is still alive, as long as their death from the illness is considered a certainty. Terminal illness riders are common on many life insurance policies.

Q: What do you mean by ‘accidental death’?

A: An accidental death policy is usually built into life insurance policies and it can also be added as a rider. For the purposes of the accidental death policy, the time frame used to determine whether or not the death was related to a specific accident is measured from the time of the accident, and that window of time is codified in the policy.

Got a question we haven’t answered? Please get in touch.