IAE Insure helps you find the right Whole Life Insurance policy
We work with the leading Life Insurance providers in the UAE to tailor the right policy for your needs.
WHAT IS LIFE INSURANCE?
Life Insurance is a straightforward way to provide your family or loved ones a financial safety net should you die during your policy term.
SPEAK WITH AN EXPERT
Our fully qualified Life Insurance advisers provide free no-obligation advice to help identify the right policy for your financial needs.
GET A FREE QUOTE
We can provide you with a free no obligation quote from our internationally renowned Life Insurance providers.
Benefits of Whole Life Insurance
Whole Life Insurance offers several advantages not available from any other financial instrument.
Usually contains an investment element
Provides increased cash value over time
Flexibility to increase or decrease cover
Provides financial security for your loved ones
Can be put towards unpaid debts such as a mortgage
Most of all, it can give you peace of mind
Why get Whole Life Insurance?
A Whole of Life Insurance policy is ideal for estate planning for those individuals who may have potential inheritance tax liabilities and wish to plan and protect their estate from large taxation upon death.
These cover the same levels of protection as a term and decreasing term insurance but guarantees cover is in place for life. Premiums that are paid build up an investment element allowing a policy cash value in later years.
Payment options are available with added flexibility to increase or decrease cover to adapt to your personal circumstances (subject to T&C).
We insure our cars and homes in case the worst should happen, but many people do not insure the most valuable thing of all – their lives
How would your loved ones cope if we were no longer around?
The death of someone close is going to come with its own difficult challenges, and it’s important that in a period of mourning and loss, life is able to continue as comfortably as possible. No longer being able to meet your financial commitments – such as mortgage repayments, rent, childcare fees and more – can mean that those left behind are severely impacted. That needn’t be the case.
Whatever the stage you are at in your life, there is always a need to protect and save for the future
Some people may start to consider Life Insurance as they are nearing the end of their working lives to provide a legacy for those they love, or at least ensure that the people closest to them don’t have financial worries.
Young people may also see the advantages of buying Life Insurance policies too. Whether they have started a family, bought a house, reached a milestone birthday or started to think more seriously about life beyond their thirties, many more young people are seeing the benefits of Life Insurance.
Whole Life Insurance with IAE Insure
We strive to get the best possible Life Insurance policy for our clients.
Hear WHAT THEY HAVE TO SAY
IAE Insure are thoroughly professional and know the insurance market inside out to get you the best available deal.
Great service! Excellent customer experience. I would highly recommend their life insurance service to anyone.
Process is painless and I honestly got a much better life insurance deal than expected. Highly recommended.
Everything was done fast and in an efficient way over email. The staff are friendly and will follow up with you.
Fabulous customer service, simply amazing! Thank you and keep up the excellent work.
Great value for money and cost effectiveness with the options given. The after sales follow-up is appreciated.
What is Life Insurance?
Life Insurance is a type of insurance policy that can give protection to your dependants if you pass away. The cost of your policy will depend on several factors including your age, health, lifestyle and chosen provider.
Why should I get Life Insurance?
Life insurance gives you peace of mind that any financial commitments you have will be covered should you die during the term of the policy.
It can cover costs
This could include your mortgage/rental payments, childcare costs, funeral expenses and more.
It can pay off debt
The cover could be used to help pay off an interest-only mortgage, outstanding bills and other debt.Arrange a callback
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FREQUENTLY ASKED QUESTIONS
It’s advisable to have a life insurance policy that provides a safety net should something happen to you especially if you have a partner, children, or parents who depend on you. A Life Insurance Policy will protect you, your assets and your loved ones when you no longer can.
The payout from a policy could mean that it helps with medical bills, mortgage payments, outstanding debt, or provides a monthly income for your family. By having a Life Insurance in place you might not need to use up your savings thus letting you save your money for other uses.
Life insurance pays out a lump sum to your beneficiaries if you die. If you have critical illness cover on your policy, a payout is made on diagnosis of a critical illness like cancer, a tumour, or a heart attack.
The funds from these policies are often used to pay off a mortgage, joint and several debts that would otherwise be transferred to your partner or to cover rent and day-to-day expenses such as utility bills, educations costs and whatever your day to day living costs are.
Funds can also be used for any extra medical care that might be required or to provide nursing care to help with any recovery.
The earlier you take out a Life Insurance policy the cheaper your life insurance policy is likely to be. This means it’s more efficient in the long run and it means that as soon as you get married or have any dependants they’re immediately protected.
Everyone situation is unique, and as such every policy is underwritten for that individual and their circumstances.
While personal and family health history is one of many key price indicators (along with current health, age and smoking habits), it doesn’t in any way prevent you from receiving quotes.
Our experts have helped many happy applicants with pre-existing conditions and health challenges and have enabled them to obtain Life Insurance that suits them.