Legacy [leg-uh-see] noun, plural leg·a·cies.
Law. a gift of property, especially personal property, as money, by will; a bequest. Anything handed down from the past, as from an ancestor or predecessor:
Leaving your mark on this world is a fundamental driving force to how many people live their lives. In a way it shows those you love how much you cared for and how you leave a mark on this world.
In essence Life Insurance & Critical Illness is a topic many people shy away from as you are obviously dealing with emotional subjects and ultimately talking about looking after your family or loved ones when you are gone or when you are so ill that you can no longer work. However, you only have to look around you and what can happen to people to understand Life Insurance and /or Critical Illness is very necessary.
For many people it’s usually a life changing event , such as having a child or buying a property , that prompts people to place Life protection at the top of their “to do list”. Of course it can be daunting and highly confusing to sit and discuss what your life is worth in monetary terms and projecting future requirements? In many cases it is worthwhile sitting with a broker to discuss your options and a meeting with a reputable and experienced broker should be completely without obligation and no fee should ever change hands in the information gathering stages. A broker will know what questions to ask and will guide you through the process without you having to second guess at all. Sure you can work with an online calculator, but why not take the opportunity of meeting with someone who has vast experience and is an expert in their field. A broker will not only be able to guide you through the set up of your first policy but will also be on hand to advise you over the coming years should you ever want to increase your level of cover or adapt your policy in any way.
When all’s said though, if you’ve spent your life working hard and building up a certain level of wealth through your home and indeed any other assets you’ve acquired along the way, why wouldn’t you want to protect it and leave a legacy for your loved ones.
Speak to us today to discuss your Life Insurance requirements so you can be prepared.